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Congratulations on your new venture and applying for a Small Business Administration (SBA) loan! During this industrious time in your life, it’s imperative you take the required steps to secure your SBA loan. Life insurance is typically a necessary component of your loan approval. You will want your life insurance policy to do two things:.. More

Divorce, both emotionally traumatic and physically exhausting, is a life event in which finances – including life insurance – are almost always dramatically altered. You essentially are splitting your assets, but potentially doubling your expense footprint. You are now maintaining two households with the same amount of assets you spent a lifetime building. It can.. More

The Savings Bank Life Insurance Company of Massachusetts, or SBLI for short, is a highly-rated life insurance carrier that offers competitive rates for term life insurance without a physical for those that qualify, via Accelerated Underwriting. Our focus is on protecting families with great life insurance. – SBLI What is Accelerated Underwriting (AU)? Simply put, it’s life.. More

There is an uncomplicated way to decide if you even need life insurance. Ask yourself: If I die, will anyone I care about suffer an economic adversity that I want to prevent? – Bob MacDonald, Forbes In other words, if you have loved ones who depend on you financially, in all likelihood, you need life.. More

Gerber Life Company, a financially independent affiliate of the Gerber Products Company, is a life insurance provider with a name that’s common in most American households.  It is our mission to be the brand that parents trust to help them achieve financial security and protection for their families. – Gerber Life Gerber offers a number.. More

You’re not alone if you use tobacco: 15.1% of all adults (36.5 million people) are current tobacco users. – Centers for Disease Control and Prevention It’s no secret that health risks – and consequently, your life insurance premiums – increase with tobacco use. However – Whether you use cigarettes, e-cigarettes, chewing tobacco, marijuana, vape, cigars or.. More

Assurity Life Insurance, a mutual insurance organization, provides no exam (also known as non med or no physical) life insurance called, LifeScape NonMed Term 350. Assurity’s NonMed Term 350 life insurance is designed to make the application process fast and convenient. You’ll save time by skipping the medical exam and get a great premium rate. –.. More

Principal, a highly rated life insurance company, offers Accelerated Underwriting (a kind of no exam life insurance, so to speak) for some of their term life insurance products. Term life insurance can offer you the financial protection you need down the road, so you can focus on living your best life now. – Principal What exactly is.. More

Math (and common sense) tells us the shortest distance between any two points is a straight line. If you want to purchase life insurance and are feeling overwhelmed, think about it like a mathematician.  Point A equals no life insurance coverage. Point B equals life insurance protection for your loved ones. The straight line equals.. More

Meet Joe and Jane. They represent the average American male and female: Joe is 5’9″ and weighs 196 pounds. Jane is 5’4″ and weighs 169 pounds. And, just like the average American, Joe and Jane are considered overweight. Joe and Jane need to financially safeguard their loved ones, should something happen to them. They are.. More

While purchasing life insurance is about as fun as watching paint dry, for most, it’s one of life’s necessities. If loved ones depend on you financially, it’s almost certain you need life insurance. $50,000 of no exam life insurance is purchased all the time. There are 5 essential facts you need to know before making.. More

Shopping for life insurance is about as fun as a slow internet connection. But, here’s the truth – If you have loved ones who depend on you financially, chances are, you need life insurance. The good news is that you can purchase life insurance and skip the medical exam. In fact, there’s never been a better.. More