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You’re not alone if you use tobacco: 15.1% of all adults (36.5 million people) are current tobacco users. – Centers for Disease Control and Prevention It’s no secret that health risks – and consequently, your life insurance premiums – increase with tobacco use. However – Whether you use cigarettes, e-cigarettes, chewing tobacco, marijuana, vape, cigars or.. More

Assurity Life Insurance, a mutual insurance organization, provides no exam (also known as non med or no physical) life insurance called, LifeScape NonMed Term 350. Assurity’s NonMed Term 350 life insurance is designed to make the application process fast and convenient. You’ll save time by skipping the medical exam and get a great premium rate. –.. More

Principal, a highly rated life insurance company, offers Accelerated Underwriting (a kind of no exam life insurance, so to speak) for some of their term life insurance products. Term life insurance can offer you the financial protection you need down the road, so you can focus on living your best life now. – Principal What exactly is.. More

Math (and common sense) tells us the shortest distance between any two points is a straight line. If you want to purchase life insurance and are feeling overwhelmed, think about it like mathematician.  Point A equals no life insurance coverage. Point B equals life insurance protection for your loved ones. The straight line equals purchasing.. More

Meet Joe and Jane. They represent the average American male and female: Joe is 5’9″ and weighs 196 pounds. Jane is 5’4″ and weighs 169 pounds. And, just like the average American, Joe and Jane are considered overweight. Joe and Jane need to financially safeguard their loved ones, should something happen to them. They are.. More

While purchasing life insurance is about as fun as watching paint dry, for most, it’s one of life’s necessities. If loved ones depend on you financially, it’s almost certain you need life insurance. $50,000 of no exam life insurance is purchased all the time. There’s 5 essential facts you need to know before making a.. More

Shopping for life insurance is about as fun as a slow internet connection. But, here’s the truth – If you have loved ones who depend on you financially, chances are, you need life insurance. The good news is that you can purchase life insurance and skip the medical exam. In fact, there’s never been a better.. More

Mutual of Omaha, a privately held life insurance company with superior ratings, offers a no exam life insurance product, called Term Life Express. It lasts for a specified period of time that you choose and it’s a good fit for covering short-term debts and needs. During this term, your payment remains level and your family is.. More

Here’s the truth: If someone depends on your financially, chances are, you need life insurance. $250,000 of life insurance is purchased all the time – and often – the medical exam is skipped during the application. Life insurance companies are continuing to expand their no exam life insurance products, while simplifying underwriting (process of evaluating.. More

AARP, formerly called the American Association of Retired Persons, is a nonprofit organization with close to 38 million members. AARP’s primary focus is to improve the lives of Americans who are 50 years and older. AARP is a nonprofit, nonpartisan, social welfare organization with a membership of nearly 38 million that helps people turn their.. More

Fidelity Life Association, a financial services company with over 100 years of history, is at the forefront of utilizing technology for no exam life insurance. Policy issuance does not require a medical examination. Instead, approval for a policy depends upon your answers to health questions on the application. – Fidelity Life, RAPIDecision Definition of no.. More

Skipping the medical exam when purchasing life insurance makes all the sense in the world for some of us. In fact, there’s never been a better time to consider a no exam (otherwise known as non med, no physical or simplified issue) policy. Here’s why – Life insurance carriers realize the thought of a medical exam.. More