Life Insurance Risks: How to Find Low Rates & Apply

Below, we have over 30 articles about how to find life insurance with certain “risks.”

Life insurance companies have underwriters who determine the risk of each applicant. A risk may include a medical condition like cancer or diabetes. It can also include a high-risk occupation or hobby like an active duty military person or scuba diver.

The higher the risk, the higher the applicant will pay in premiums. It’s important to understand how carriers will review your risk and what underwriters will want to know.

Each article below includes:

  • What to expect when applying for life insurance with the risk.
  • What life insurance carriers will want to know about your risk.
  • Whether or not you will have to undergo a medical examination.
  • Rates you might expect to pay for life insurance.
  • How to find low rates for high-risk life insurance.
  • Where to begin the application process.

To find the best high-risk life insurance policy, work with an experienced, licensed, life insurance agent, fill out our quote tool, or call us. You’ll work directly with Bennett Bier who has helped 10,000’s find life insurance since 2013.

alcoholics

Life Insurance For Alcoholics | 5 Best Companies For Approval

Alcoholics and recovering alcoholics can find life insurance coverage. However, unsurprisingly, the two don’t go hand in hand. Because carriers are in the…
Read More
stroke

Life Insurance After Stroke | 10 Questions You Will Be Asked

Someone in the United States has a stroke every 40 seconds. – Centers for Disease Control and Prevention A health scare, like a…
Read More
rheumatoid arthritis

No Exam Life Insurance With Rheumatoid Arthritis

It’s possible to skip the most annoying part of buying life insurance – the medical exam, even if you have rheumatoid arthritis. Often,…
Read More
diabetics

No Exam Life Insurance For Diabetics: How to Find Quick Approval

Can diabetics buy no exam life insurance? Yes. But, there are caveats. Please don’t sugarcoat it, I’m a diabetic. Whether you have type…
Read More
high blood pressure

No Exam Life Insurance With High Blood Pressure | How To Qualify

Almost 50% of American adults have high blood pressure. It’s the most common chronic health issue in the United States. Thankfully, most life…
Read More
dui

No Exam Life Insurance With DUI | 5 Questions You Will Be Asked

You CAN be approved for life insurance with a DUI on your driving record. To be clear, there’s no way of hiding a…
Read More
depression

No Exam Life Insurance With Depression: Essential Guide

About one in six Americans will have depression at some point in their lives. – Centers For Disease Control and Prevention Clearly, depression…
Read More
Life Insurance for HIV positive individuals

Life Insurance For People With HIV: Policy Options, Top Companies, & Sample Rates

You CAN find life insurance if you are HIV positive. And, often you can skip the medical exam. As may have guessed, though,…
Read More
pancreatic cancer

[How To Buy] Life Insurance After Pancreatic Cancer

The average lifetime risk of pancreatic cancer for men is about 1 in 63. For women, the lifetime risk is about 1 in…
Read More
lymphoma

7 Ways Non-Hodgkin’s & Hodgkin’s Lymphoma Affects Life Insurance

You CAN buy life insurance after a lymphoma diagnosis. Not too many things place life insurance top-of-mind as much as a serious medical…
Read More
bladder cancer

Life Insurance And Bladder Cancer [Your Complete Guide]

You CAN purchase life insurance after a bladder cancer diagnosis. Not too many things make you think about buying a life insurance policy…
Read More
kidney cancer

7 Ways Kidney Cancer Affects Life Insurance [Instant Quotes]

You beat cancer by how you live, why you live, and in the manner in which you live. – Stuart Scott A serious…
Read More