All Posts By Heidi Mertlich
new year's resolutions

50 New Year’s Resolutions For 2020 [Ultimate Guide + Printable]

You have found your ultimate guide to New Year’s Resolutions for 2020. We’ve organized the top 50 New Year’s Resolutions – what they are, why they are important, and how you can effectively implement them into your life. Think of this resource as your blueprint to kickstart the major areas of your life; a plan…
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No Exam Life Insurance For Diabetics | Quick Approval + Affordable Rates

Can diabetics buy no exam life insurance? Yes. But, there are caveats. Please don’t sugarcoat it, I’m a diabetic. Whether you have type 1 or type 2 diabetes, you CAN secure coverage without a required physical, however, just like the condition, it’s not straightforward. Think of this as your go-to resource to find the best…
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high blood pressure

No Exam Life Insurance With High Blood Pressure | How To Qualify

Almost 50% of American adults have high blood pressure. It’s the most common chronic health issue in the United States. Thankfully, most life insurance companies have no problem issuing policies to those with the condition. In fact, you may be able to qualify for no exam life insurance, even if you have high blood pressure.…
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No Exam Life Insurance With DUI | 5 Questions You Will Be Asked

You CAN be approved for life insurance with a DUI on your driving record. To be clear, there’s no way of hiding a DUI on a life insurance application, even if you want to skip the medical exam. However, the citation will not necessarily prevent you from securing coverage. Here, we will cover everything you…
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Is Haven Life Insurance Good? | Essential 2019 Review

Haven Life, a digital life insurance agency, sells term life insurance completely online to those who qualify. The insurance jargon will be kept to a minimum. – Haven Life How? Haven has the buyer in mind. They have simplified the purchasing process by allowing you to shop, apply for, and secure a policy – all…
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leap life

Leap Life Insurance Review | Your 2019 Guide + Warnings

Leap Life, an online life insurance agency that relies on AI, claims to help you find the “perfect fit” policy – without hassle. We help millions of Americans secure life insurance coverage from the country’s top insurance carriers.  – Leap Life Sometimes, you can even skip the medical exam. Is Leap Life a good fit…
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Ladder Life Insurance Review | 5 Facts You Need To Know

Ladder Financial, an insurtech startup, has a specific mission – to help the uninsured and underinsured secure life insurance protection. We’re a fast growing company solving a big problem: to close the $16T coverage gap in the U.S. – Ladder How? Ladder allows you to buy life insurance completely online, making a historically cumbersome experience…
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Ethos Life Insurance Review | 2019 Guide + FAQs

Ethos, a technology startup company, provides an online purchasing experience for life insurance policies. For many, the medical exam is avoided. Is Ethos a good fit for you? It depends. Before applying for a policy, you will want a clear understanding of the products, application process and potential pitfalls associated with an Ethos policy. Consider…
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Should You Buy Bestow Life Insurance? [Complete Review]

Bestow, a life insurance agency that sells North American Company life insurance policies, allows you to purchase term life insurance completely online. Should you buy a Bestow life insurance policy? At first glance, Bestow’s system for buying life insurance appears uncomplicated. There’s no medical exam required, the application process is digital, and your wait time…
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Fabric Life Insurance Review | Your Complete Guide For 2019

Fabric, a fairly new life insurance provider, sells policies with no medical exam required – to those who qualify – via a digital platform. We are committed to bringing life insurance into the modern age with an experience that is fast, affordable, and easy to navigate. – Meet Fabric Is Fabric a good fit for…
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Lifefy Life Insurance Review | Your Complete 2019 Guide

Lifefy Corporation is collaborating with The Savings Bank Mutual Life Insurance Company of Massachusetts (SBLI) to provide the option of purchasing no exam life insurance 100% online. Lifefy is not a life insurance company. They provide a digital purchasing platform. Referred to as an end-to-end life insurance provider, Lifefy claims to be transforming the process…
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Prudential No Exam Life Insurance | An Essential Guide For 2019

Prudential Life Insurance Company, a highly-rated carrier, sells no exam life insurance online via their product called, SimplyTerm. You might qualify with no check-up required, and coverage taking effect upon payment of your first premium. – Prudential Before you apply, it’s a good idea to learn the specifics of this type of policy in order…
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