Heidi Mertlich, Author at No Physical Term Life

All Posts By Heidi Mertlich

No Exam Life Insurance Guide: Definitions, Use Cases, & Types of No Medical Exam Life Insurance

The truth is, if you have loved ones who depend on you financially, odds are, you need life insurance. Fortunately, there’s never been…

Brighthouse no exam term life insurance review

Brighthouse No Medical Exam Life Insurance: Term and Hybrid Options Available, See Policy Details & How to Apply

Brighthouse Financial, formed from MetLife’s departure from U.S. retail business, offers two types of life insurance. Affordable term life insurance A hybrid form…

Life Insurance With Sleep Apnea | 7 Underwriting Questions

Sleep apnea, a sleep disorder that is often serious, will not prevent you from buying life insurance. Although, it can create some red…

Military Life Insurance | Best Options For Active Duty + Veterans

Your service in the military can affect your life insurance options, but coverage is not out of reach. Because you are inherently placed…

Colonial Penn Life Insurance Review: Policy Details, Sample Rates, & How to Apply

Colonial Penn Life Insurance Company offers different forms of life insurance, each with unique features and options. They offer guaranteed acceptance, permanent whole…

Fidelity Life Guaranteed Issue Life Insurance | Up To $25,000

Fidelity Life Association offers guaranteed issue life insurance, called RapiDecision Guaranteed Issue, with face amounts of up to $25,000. Should you buy this…

United Home Life Insurance Review | How To Buy + Quotes

United Home Life, with over 70 years of history, offers a simple purchasing process for customers to secure life insurance protection. We believe…

Mortgage Life Insurance: 7 Essential Facts, Pros & Cons, and Alternatives

Mortgage life insurance is designed to safeguard what is likely one of your biggest investments – your home. Before signing up (everyone qualifies),…

AIG Indexed Universal Life Insurance Review: 5 Key Facts & How to Apply

American General Life Insurance Company, or AIG, a top-rated carrier, offers indexed universal life insurance (IUL) with no exam required. An IUL makes…

Life Insurance With Anxiety | Buyer’s Guide For Approval

Your anxiety will not prevent you from buying life insurance, thankfully. However, it is important to be prepared for the application – so…

Guarantee Trust Life Heritage Plan | 5 Questions For Approval

Guarantee Trust Life, with more than 80 years of history, offers permanent life insurance coverage through the Heritage Plan. You only need to…

Life Insurance With COPD | Instant Coverage Online

COPD, chronic obstructive pulmonary disease, will not prevent you from purchasing life insurance, thankfully. It will, however, create some underwriting hoops to jump…